Active Choice connects every UK employer with their local Credit Union — turning payroll deduction into a national workplace benefit that builds financial resilience, one payday at a time.
From first search to first deduction — most employers are live within a week.
Search by workplace postcode or industry sector. Every Credit Union on the network is PRA-authorised, with its common bond clearly explained.
One digital application covers Corporate Membership, Payroll Partnership or both — including e-signed terms and electronic authorisation for member instructions.
On approval you receive a dedicated virtual account, employee upload tools and automated reconciliation — deductions flow from payslip to Credit Union with zero paperwork.
Ready-to-use announcement emails, payslip messages and poster copy for the day you go live.
Read the guideClear, honest answers to the questions your people will ask — from "is my money safe?" to "how do I change my amount?"
Read the guideGive managers the confidence to talk about payroll saving in team meetings and one-to-ones.
Read the guideJoin the employers making saving effortless for their people. Search takes seconds — applying takes minutes.
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Prove the difference you're making
Every employer on Active Choice receives Social Impact reporting as standard — quantifying exactly what payroll saving is doing for your people, in numbers you can put in front of your board. And because Credit Union members can borrow at low-cost, affordable rates, the report also measures the interest and fees your people avoid by not turning to very high-cost lenders.
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Board-ready reports every quarter, as PDF or PowerPoint
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Hard evidence for ESG statements and Social Value commitments
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Participation, savings growth and wellbeing trends over time
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Interest and fees saved vs high-cost lenders — harm avoided, in pounds
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Fully anonymised and aggregated — no individual employee data
See what's in the report